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Jan 01, 2019


Dec 01, 2019



What's carGO?

carGO! Is a repair cost insurance for used cars, which is comparable to a private health insurance for cars. So if the oil drips again you only pay from $9 a month instead of hundreds of euros for the repair.

carGO! is an insurance company of ELEMENT Insurance AG in collaboration with intec AG. The two parties have taken over the otherwise so common used vehicle guarantee when buying a used vehicle in the private market, so that every vehicle owner with a vehicle with less than approx. 420 hp can take out this insurance and take out insurance for his vehicle that is comparable to a guarantee.


Technical hurdles

Insurance online = legal requirements

In the U.S., regulations surrounding insurance are stringent, especially in the online domain. This mandates adherence to a range of technical standards, from data protection to consultation documentation and disclosure requirements.

Specific criteria, like providing preliminary details or valid advisement, must be satisfied when finalizing insurance policies. Yet, numerous online insurance entities in the U.S. skip offering advice. Collaborating with prominent insurance partners, we delved deeper into this arena. Our mission not only ensures compliance with federal regulations but also embodies our vision for a transparent insurance landscape.

Each insurance policy agreement involves answering a series of questions, which aids us in recommending the optimal plan to our customers. Hence, clients are spared the extensive task of analyzing multiple tariffs, as we promptly suggest the most fitting ones - similar to the personalized guidance one expects from a dedicated insurance consultant.


The everyday

Every day, you can count on us

Many technical questions arise in everyday life. For example, adjustments to the tariffs, advice or even to the checkout itself must be made UX improvements due to marketing.

It is normal for IT to be involved in an insurance company on a day-to-day basis. Evaluations, analysis of the checkout and the associated improvements are our job. We work with our partner to continuously improve the range and offer extensive product management.

Like ELEMENT Insurance AG, Intec AG can rely on us to step in in just a few minutes if problems arise, questions arise or we have to make improvements to improve the conversion rate, regardless of whether it is a working day, Sunday or even a public holiday. Because we also take over Instagram, Facebook and Google Marketing, we have all the KPIs we need at hand and treat carGO like our own product.